Starting August 2025, millions of Canadian families will receive higher monthly payments through the Canada Child Benefit (CCB), as the Canada Revenue Agency (CRA) adjusts benefit amounts to keep pace with inflation.
With the rising cost of living, especially in areas like groceries, rent, and childcare, these updates are aimed at giving parents more financial support when they need it most.
Whether you’re a long-time recipient or applying for the first time, this article will help you understand the new CCB amounts, payment schedule, eligibility criteria, and important updates starting this August.
What’s Changing in August 2025?
For the 2025–2026 benefit year, the Canadian federal government has increased the CCB to reflect inflationary pressures and ensure families can maintain their purchasing power. These changes begin with the August 2025 payment and are based on your 2024 income tax return.
The Canada Child Benefit remains tax-free, and its goal is simple: support parents with children under 18 by reducing financial stress and improving children’s well-being.
New 2025–2026 CCB Payment Amounts
Starting in August 2025, eligible families will receive the following maximum monthly payments:
| Child Age Group | Max Monthly Payment (Per Child) | Max Annual Benefit |
|---|---|---|
| Under 6 Years | $663.50 | $7,962.00 |
| 6 to 17 Years | $560.75 | $6,729.00 |
These are the maximum amounts for families with an adjusted net income under $34,863. As income increases above this threshold, benefits are gradually reduced using a tiered reduction rate.
When Will the Payment Arrive?
The next adjusted CCB payment reflecting the August 2025 increase will be issued on:
August 20, 2025
Here’s how payments are typically received:
- Direct Deposit: Funds usually appear in your bank account on the payment date.
- Mailed Cheque: May take 3–5 business days depending on postal delivery timelines.
To avoid delays, ensure your banking info is updated in your CRA My Account and your 2024 tax return has been filed. Failure to file taxes could delay or reduce your benefit.
Key CCB Updates for 2025
1. Simplified Access for Newcomers
New Canadians now have a streamlined application process, reducing the paperwork required to begin receiving the CCB. This makes it easier for recent immigrants with children to access immediate support.
2. Retroactive Claims Expanded
Families who missed past CCB payments can now request benefits going back up to 3 years, helping ensure no eligible family is left behind.
3. Income Thresholds Adjusted
The CRA has updated income brackets to account for recent wage growth and inflation, allowing more middle-income families to qualify for partial payments. This means families with modest earnings may now see higher benefit amounts than in previous years.
How to Ensure You Receive the Full Amount
Here’s a quick checklist to make sure you get your full, timely CCB payment in August 2025:
- File your 2024 tax return as early as possible
- Update your CRA My Account if your income or family situation changes
- Report any changes like a new baby, separation, or address update
- Sign up for direct deposit to receive payments without postal delays
Who Qualifies for the Canada Child Benefit?
You may qualify for the 2025–2026 CCB if:
- You’re a Canadian resident for tax purposes
- You live with a child under 18
- You’re primarily responsible for the child’s upbringing
- You or your spouse have filed your 2024 tax return
Even if you don’t earn income, filing taxes is required to be eligible.
The August 2025 increase in the Canada Child Benefit is a much-needed financial boost for families facing rising expenses. With higher monthly amounts, expanded eligibility, and more accessible application processes, the updated CCB is designed to provide real relief where it’s needed most.
Make sure to file your taxes, update your details, and stay informed to get the most from your August 2025 CCB payment. As inflation continues to impact Canadian households, programs like this are vital to helping families stay afloat and thrive.
FAQs
How is the new Canada Child Benefit calculated for 2025?
The benefit is based on your 2024 adjusted net family income, the number and ages of your children, and new income brackets updated for inflation.
What if I didn’t file my taxes for 2024 yet?
You must file your 2024 tax return to receive the August 2025 CCB payment. If your return is delayed, so is your payment.
Can I apply for CCB retroactively if I missed previous years?
Yes. As of 2025, you can claim retroactive CCB payments going back up to 3 years, provided you meet the eligibility requirements during that period.