CRA Raises Canada Child Benefit For 2025–2026 – Here’s What Parents Need To Know

Starting August 2025, millions of Canadian families will see an increase in their monthly Canada Child Benefit (CCB) payments.

The Canada Revenue Agency (CRA) has boosted benefit amounts to keep up with inflation, helping parents handle rising costs like groceries, rent, and childcare. This update comes at a time when many households are struggling to balance their budgets.

Whether you are already receiving the CCB or applying for the first time, this guide covers new payment amounts, eligibility rules, and key changes for the 2025–2026 benefit year.

Why the CCB Increase Matters

The cost of living in Canada has been climbing steadily, with higher prices for food, housing, and childcare. This CCB increase helps ensure parents have enough resources to raise children in a healthy and secure environment. The adjustments provide more monthly support, giving families the financial relief they need.

What’s New in August 2025

For the 2025–2026 period, the Canada Child Benefit has been raised to match inflation. These higher amounts will start with the August 20, 2025 payment and are calculated based on your 2024 income tax return.

The CCB continues to be a tax-free benefit for families with children under 18, reducing financial pressure and improving the well-being of Canadian children.

New CCB Payment Rates for 2025–2026

From August 2025, eligible families will receive the following maximum monthly payments:

Child Age Group	Max Monthly Payment (Per Child)	Max Annual Benefit
Under 6 Years	$663.50	$7,962.00
6 to 17 Years	$560.75	$6,729.00

These amounts apply to families with an adjusted net income below $34,863. For those with higher incomes, the benefit gradually decreases but middle-income households can still receive partial payments.

Payment Dates and Methods

The first increased payment will be issued on August 20, 2025. The CRA offers two payment methods:

• Direct Deposit – Funds are transferred directly to your bank account on the payment date.
• Mailed Cheque – Delivery may take 3–5 business days via Canada Post.

Tip: To avoid delays, make sure your banking details in your CRA My Account are correct and that your 2024 tax return has been filed.

Changes for 2025

1. Simplified Access for Newcomers – The application process for new Canadians has been streamlined, allowing faster approvals.
2. Retroactive Claims Expanded – Families can now request missed payments for up to three years.
3. Updated Income Thresholds – Higher income limits mean more middle-income families qualify for partial payments.

Eligibility for the Canada Child Benefit

You may qualify for the CCB if you:

• Are a Canadian resident for tax purposes.
• Live with a child under 18.
• Are the primary caregiver for the child.
• Have filed your 2024 tax return (and your spouse or partner’s return, if applicable).

Note: Even with zero taxable income, you must file a tax return to be eligible.

How to Ensure You Receive the Full Amount

To make sure you get the maximum benefit:

• File your taxes early.
• Update any family changes in your CRA My Account.
• Sign up for direct deposit.
• Report changes like a new child, separation, or change of address immediately.

Why Families Should Take Advantage of This Increase

This CCB increase offers financial stability for families during challenging economic conditions. Rising housing costs, grocery prices, and childcare fees can take a toll on household budgets, so this extra support can make a real difference.

The 2025–2026 Canada Child Benefit increase is a timely boost for Canadian families. By raising payment amounts, updating income thresholds, and allowing retroactive claims, the CRA is making sure more households get the support they need.

Eligible parents should file taxes on time, update their CRA information, and prepare for the August 20, 2025 payment.

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