The Canada Workers Benefit (CWB) is gaining renewed attention in 2025 thanks to a one-time advance payment of up to $566, issued this May.
The CWB is a refundable tax credit designed to support low-income workers, helping them meet essential costs like rent, groceries, and utilities. Whether you’re single, supporting a family, or living with a disability, this boost offers much-needed relief.
Understanding the Canada Workers Benefit
The CWB is a federal refundable tax credit, meaning you receive the full amount even if you owe no tax. It’s not a “refund”—it goes directly into your bank account if you’re eligible.
2025 Maximum CWB Amounts
| Category | Maximum Annual Amount |
|---|---|
| Single worker | $1,633 |
| Worker with family | $2,813 |
| Disability supplement | $843 |
An advance payment of up to $566 was issued in May as part of the Advanced Canada Workers Benefit (ACWB) to provide early access to these funds.
Who Qualifies for the 2025 Canada Workers Benefit?
To qualify for the full benefit and the advance:
- Age & Residency: You must be at least 19 years old by the end of tax year, or live with a spouse or dependent, and be a Canadian resident for the full year.
- Income Thresholds:
- Single individuals: net income under $33,015
- Families: net income under $43,212
- Other exclusions: Full-time students (unless supporting dependents), those incarcerated over 90 days, and people without earned income do not qualify.
How to Apply & Get the Advance
- File your 2024 tax return and complete Schedule 6 to calculate your Canada Workers Benefit entitlement.
- Request advance payment by filing Form RC201 or through CRA My Account (recommended for speed).
- Ensure your personal information—marital status, income, dependents—is current to avoid delays or incorrect payment amounts.
If eligible, the Canada Workers Benefit advance is issued automatically, split into installments.
2025 Advanced Payment Schedule
| Payment Installment | Approximate Date | Note |
|---|---|---|
| 1st installment | January 10, 2025 | Based on previous tax year |
| 2nd installment | July 11, 2025 | Mid-year support |
| 3rd installment | October 10, 2025 | Final advance for year |
These scheduled payments ensure beneficiaries receive consistent financial support throughout the year for planning and budgeting.
Why the CWB Advance Matters
- Predictable income support cushions low-income workers through inflation.
- Simplifies cash flow, making it easier to manage monthly essentials.
- Encourages workforce participation, by supplementing income and reducing immediate financial pressure.
- Accessible and easy to apply, especially when using CRA My Account.
The Canada Workers Benefit advance delivers vital support to Canadians facing the rising costs of daily life. With up to $566 already delivered in May 2025, this refundable credit offers timely financial assistance, especially for those struggling to make ends meet.
By filing your taxes early, opting into advance payments, and keeping your information up to date, you ensure smoother access to these funds and greater financial stability throughout the year.
FAQs
Who gets the $566 advance?
If eligible for the CWB, you’ll receive up to 50% of your entitlement as an advance, in three installments. The maximum May payment was $566.
Does everyone need to apply separately for the advance?
No—if you file Schedule 6 and opt into advance payments, it’s automatic. Using CRA My Account is the fastest way to opt in.
Does the disability supplement come automatically?
If you qualify for the Disability Tax Credit, the $843 supplement is included in your total CWB and split across advance payments.