Surprise Cheques Ahead! Full List Of Canadian Benefits Landing In August & September

Surprise Cheques Ahead! Full List Of Canadian Benefits Landing In August & September

As inflation continues to squeeze household budgets, many Canadians are looking forward to the next wave of government benefit cheques to help with essential expenses.

The Canada Revenue Agency (CRA) and various federal and provincial programs are rolling out a series of benefits in August and September 2025 — including the GST/HST CreditCanada Child Benefit (CCB)Canada Pension Plan (CPP)Old Age Security (OAS)Ontario Trillium Benefit (OTB), and Climate Action Incentive Payments (CAIP).

This article covers all the major cheques, payment dateseligibility criteria, and how much you can expect in your account over the next two months.

GST/HST Credit – August 2025 Payment

The GST/HST credit is a quarterly tax-free payment to help low and moderate-income households offset the cost of the goods and services tax (GST) or harmonized sales tax (HST).

Eligibility:

  • Must be 19 or older
  • Must have filed your 2024 tax return
  • Family income must be below the CRA’s adjusted threshold

Payment Date:

August 5, 2025

Amount:

CategoryMaximum Annual AmountQuarterly Payment (Aug)
Single Individual$496~$124
Married/Common-law$650~$162.50
Per Child (under 19)$171~$42.75

2. Canada Child Benefit (CCB) – Monthly Support for Parents

The CCB is a tax-free monthly payment provided to eligible families to help with the cost of raising children under 18.

Eligibility:

  • Must be the child’s primary caregiver
  • Must be a Canadian resident
  • Must have filed 2024 taxes

Payment Dates:

August 20, 2025
September 19, 2025

Monthly Amounts After July 2025 Increase:

Age GroupAnnual Max (2025)Monthly Max
Children under 6$7,997~$667
Children aged 6–17$6,748~$562

Lower-income households receive higher amounts based on net family income.

3. Ontario Trillium Benefit (OTB) – Provincial Support

The OTB combines the Ontario Sales Tax CreditEnergy and Property Tax Credit, and Northern Ontario Energy Credit to help eligible Ontarians with everyday costs.

Eligibility:

  • Must be an Ontario resident as of December 31, 2024
  • Must have filed 2024 taxes
  • Meet income and property tax thresholds

Payment Dates:

August 8, 2025
September 10, 2025

Total Annual Amounts (After July 2025 Increase):

Credit TypeAnnual Max
Ontario Sales Tax Credit$375/person
Ontario Energy & Property Tax$1,300 (non-seniors), $1,480 (seniors)
Northern Ontario Energy Credit$190 (single), $290 (families)

4. Canada Pension Plan (CPP) – Retirement Support

The CPP is a monthly benefit paid to contributors upon retirement, disability, or to surviving family members.

Eligibility:

  • At least one valid CPP contribution
  • Age 60 or older (reduced rate); full amount at age 65 or higher

Payment Dates:

August 27, 2025
September 25, 2025

2025 Maximum & Average Monthly Amounts:

TypeMaximumAverage
Retirement$1,475~$832
Disability$1,616~$1,150
Survivor (age 65+)$818~$315

5. Old Age Security (OAS) – Support for Seniors

OAS provides monthly payments to seniors 65 years and older, regardless of work history.

Eligibility:

  • Must be 65+
  • Have at least 10 years of residence in Canada after age 18

Payment Dates:

August 27, 2025
September 25, 2025

2025 Maximum Monthly Amounts:

Age GroupMonthly Max
Ages 65–74~$755
Ages 75+~$825

High-income earners may see OAS clawed back due to income thresholds.

6. Climate Action Incentive Payment (CAIP) – Quarterly Carbon Tax Relief

The CAIP is a tax-free quarterly payment to help Canadians offset federal carbon tax costs. It is available to residents of:

  • Alberta
  • Manitoba
  • Ontario
  • Saskatchewan
  • Newfoundland and Labrador
  • Nova Scotia
  • Prince Edward Island
  • New Brunswick

Payment Date:

October 15, 2025 (next scheduled)
No CAIP payment is issued in August or September.

Canadian Benefit Cheques (Aug–Sept 2025)

BenefitPayment DatesMonthly/Quarterly Amount
GST/HST CreditAugust 5~$124–$300 depending on family size
Canada Child BenefitAugust 20, Sept 19Up to $667 per child/month
Ontario TrilliumAugust 8, Sept 10Varies by credit and income
CPPAugust 27, Sept 25Avg. $832/month; max $1,475
OASAugust 27, Sept 25Up to $825/month
CAIPNext on October 15Varies by province and household size

From child support to retirement income and tax credits, Canada’s benefit programs continue to provide crucial support to millions of residents. With several cheques landing in August and September 2025, it’s essential to stay on top of your eligibility, payment dates, and account information.

Whether you’re a parent in Ontario, a senior in British Columbia, or a low-income worker in Manitoba, these surprise payments offer valuable financial relief. Mark your calendar, check your CRA account, and ensure your direct deposit info is up to date—your money is on the way.

FAQs

What is the next payment date for the Canada Child Benefit?

The next CCB payments are on August 20 and September 19, 2025.

Can I get both CPP and OAS at the same time?

Yes, eligible seniors can receive both CPP and OAS, and they are paid on the same dates.

What should I do if I haven’t received my benefit cheque?

Wait 3–5 business days after the scheduled date, then contact CRA or your local Service Canada office.

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